Shopping Online - What You Need to Know

• Online Shopping Malls, like www.HomeTrendsMall.com, should link you directly to the online store for your purchase rather than accepting your credit card or personal information. Pay attention to the "website address" of the company before you process an order.

• Legitimate Online Shopping Malls should disclose the name of the company from which the product is being ordered prior to requesting any information.

• Read the “Privacy Policy” of the company selling the products and services.

• Understand the refund and return policies of the business prior to placing an order.

• When registering at a new site, create a new password which is different from other account passwords. Do not use the same password for financial accounts or your Social Security Number.

• If you are paying with a credit card, you should not be asked to provide your bank account information or Social Security Number. However, the company should request your credit card security code. This code is a three or four-digit number printed on the front or back of your card, specific to your credit card. The code also validates that you are in possession of the card.

• Always print out a copy of the confirmation number, the receipt of the items purchased, and method of payment for your records.

• Only purchase from companies that provide a phone number on their site. If you prefer, pay by phone or fax your order to the company.

As always, use common sense when purchasing products and services. If you feel uncomfortable at anytime during the process, then shop the “old fashion way” and enjoy the congested parking lots, crowded stores, and long lines.